Borderless Finance
for the Modern African.
Get a secure digital wallet
Send money, and access
USD Virtual Cards for international payments.
Unlock All
Features in Our Platform
Powerful features to help you manage money smarter.
Utilities and Bills
Airtime, Data, and Electricity paid in seconds, Instant funding and P2P transfers.
USD Virtual Cards
Pay for Netflix, Amazon, and Facebook Ads without limits.
Local and Intl. Transfers
Send money to Zenda users or any local bank instantly.
what can you
do with Zenda?
Send money
Instantly with
Zero hidden fees.
Local Transfers - P2P Payments
1.5k+
Start using Zenda Today
4.8/5
Based on 1,258 reviews
Transfer to any bank in seconds
01
Enter a bank account number
verify the name.
Enter a bank account number, verify the name, and send money instantly with zero hidden fees.
02
Send money to
any Zenda user
Send money to any Zenda user using just their email account numbers needed.
03
Select your provider
(Power, Water, Internet).
Select your provider (Power, Water, Internet), enter your customer ID, and pay directly from your balance.
Trusted by 1,000+ testers
4.86
Based on 1,258 reviews
Got Any
Questions?
It’s a digital card (16 digits, CVV, and Expiry) that lives inside your app. You can use it to pay for global services like Netflix, Amazon, or Facebook Ads without exposing your physical bank details.
Yes! You can pay for electricity (Prepaid/Postpaid), Water, Internet/Data, Cable TV, and even school fees. If you don't see your provider, let us know!
We believe in transparency. Zenda-to-Zenda transfers are free. Local bank transfers have a small, flat fee which you will always see before you confirm the transaction.
Zenda-to-Zenda (P2P): Instant. Local Bank Transfers: Most are instant, but some may take up to 30 minutes depending on the receiving bank’s network.
To unlock higher transaction limits, you’ll need a government-issued ID (like a Driver’s License, International Passport, or National ID) and a selfie for verification.
We use Multi-Factor Authentication (MFA), biometric login (Fingerprint/FaceID), and real-time transaction alerts to ensure only you can access your money.
Yes. Zenda uses bank-level encryption (256-bit SSL) and is fully compliant with financial regulations. Your funds are held with our licensed partner banks and protected by insurance schemes.
Ready To
Get Started
Sending money to friends or family on Zenda is as fast as sending a text. Just pick a contact and hit send.